House Insurance

If you have recently become the proud owner of a new home, one of your first important decisions should be to which house insurance and contents insurance policies are the best fit for your specific needs. Fortunately when you begin to compare home insurance it will soon become apparent which is the winning deal for you and your family.

Your home is likely to be one of the biggest purchases of your life. Similarly, the contents within – from appliances to sentimental objects – could be very costly to replace. The right home insurance Australia can protect your lifestyle without breaking the bank.

That’s right, home insurance may be more affordable than you expect. Equally, it will be a lot cheaper than replacing the contents of your home or rebuilding. Opt for an insurer who enables its customers to tailor their policies according to their requirements and budgets. For example, you may wish to choose from accidental damage, various excess options, motor burn out, and sum insured safeguard.

If your home is insured for less than it would cost to replace or repair it, investigate which insurers offer policy extensions up to 25% so that you don’t wind up out of pocket should disaster strike. And as unlikely as it may seem, something as seemingly harmless as an electric current and/or power surge can wipe out your appliances’ motors – motor burn out cover protects you in such instances. Accidents can and do happen. Give yourself peace of mind by financially safeguarding yourself should an accident impact your home.  

Want the most competitive premiums? An insurer that prides itself on its accurate risk assessments is most likely to be able to offer these. Equally, keep a watchful eye out for companies that offer you discounts should you combine your insurance for homes and contents.